Managing Risk in Your Plan
We especially pride ourselves in offering insurance-based solutions as a possible component of an overall financial strategy. We interface with all of your professional advisors to integrate these complex solutions into a flexible and versatile financial plan.
We Make Sure You Are Protected
When insurance is deemed to be part of the overall game plan, we work diligently to match your situation with the products and services that are available through all of the major carriers active in the market. We also work on your behalf to obtain the most favorable underwriting offer by forcing the carriers to compete for your business. This includes the preparation of the underwriting file that will be reviewed by the competing insurance companies. By guiding you through the underwriting process we streamline the process and work to avoid unfavorable decisions due to the lack of a complete file. The final result is that your insurance plan will be the most competitively priced solution available in the market. Since we have access to all of the major carriers, we can never be beat by price.
We believe that the overall financial planning process is the catalyst for identifying specific insurance solutions. With that in mind, here are a few of the specific applications that we have used to solve complicated financial problems:
Lastly, the insurance planning team interfaces with your other advisors to monitor and adjust your plan to keep it current with the latest planning ideas. We routinely review your plans in order to insure that your insurance is performing as planned.